Mortgage rates are dropping and they are at one of their lowest points in recent history. You may be thinking of refinancing your home, and for good reason. But before you begin the search process, reflect on the reasons why you are looking to refinance: Want a lower monthly payment? Want to expedite your …
We have heard this concept for years, and while in theory this seems very simple, it is quite difficult in practice. Think about these past few weeks, where a large number of schools and businesses have moved to remote operations, rendering us confined to our home. With nowhere to go, we find ourselves watching the news and scrolling through social …
The Social Security Act was enacted in 1935 as a means to provide a safety net for elderly, unemployed, and disadvantaged Americans. The Act was also to pay financial benefits to retirees over the age of 65, and the payout to be based on the amount contributed via payroll tax contributions. Since its inception, Social Security has been plagued by …
Summary: Every parent wants to provide the best for their children, and with college costs continuing to rise we do not want our children to be straddled by debt or even be hindered to attend the college of their choice due to financial constraints. This, along with the thinking that retirement is so far away, leads many to ponder if …
