3 Mistakes Parents Make When Planning for College

  Planning for college is a huge financial decision. There are also many emotional components tied to this endeavor, whether it be the students desire to attend school with your friends, attend their parents’ alma mater, or to be accepted into their dream school (even if this school comes with a significant price tag!). Because of the way many parents …

Don’t Wait Until Adversity Strikes

As many of you may know, I have offered my services pro bono to those who have been recently affected by the COVID-19 pandemic to help provide advice in times of need. Fortunately, most of the folks I have spoken with have options available to meet their needs, though these options are certainly less than ideal. And when I think …

Considerations When Refinancing Your Home

Mortgage rates are dropping and they are at one of their lowest points in recent history. You may be thinking of refinancing your home, and for good reason. But before you begin the search process, reflect on the reasons why you are looking to refinance:       Want a lower monthly payment?       Want to expedite your …

Rethinking Your Career? Yes, You Have Options

These past few months have required all of us to make adjustments to our normal daily routines, no question. But for many of us, these past few months have also created an opportunity for reflection about how we envision our lives and how our jobs integrate with the life we wish to lead. Perhaps this period of self-reflection has led …

All Play & No Work? Explore Alternatives to Traditional Retirement

In our working years, the thought of waking up everyday with complete control of our time, endless relaxation, and minimal responsibilities seems like a dream, a dream commonly referred to as retirement. A time where we are able to do what we want, whenever we want, and with whomever we want. Once we reach this point in our lives, the …

Sequence of Returns Risk Video

Sequence of Returns is a little known risk to your retirement sustainability, particularly in the beginning years of retirement. Learn some strategies which can help mitigate this risk.

Coronavirus and Your Investments: Why you Shouldn’t Care

The hysteria surrounding Coronavirus has been populated across our TV’s and news feeds for the past few months, and understandably so. There is currently no vaccine for the virus, and the number of people being infected and dying is increasing every day. The mere fact that there are a lot of unknowns leads to speculation, which can lead to panic. …

Will Social Security Be Around When I Retire?

The Social Security Act was enacted in 1935 as a means to provide a safety net for elderly, unemployed, and disadvantaged Americans. The Act was also to pay financial benefits to retirees over the age of 65, and the payout to be based on the amount contributed via payroll tax contributions. Since its inception, Social Security has been plagued by …