You’re a financial planner, so you just help people pick investments, right?

Wrong. I’ve gotten this question more times that I can count, and though it may not be verbatim as the title, the questions/comments come in all forms (‘I received my bonus yesterday, which stock should I buy” or ‘Wow the market really took a dive, which stocks are poised to go up the most?” or “I’ve been watching Dave Portnoy …

Understanding the Difference Between Mutual Funds and ETF’s

In the world of investing, I can think of very few things that come to mind that could be described as ‘simple’. I could make the argument that the nature of investments and investing is overly complicated and marketed in a way to sway you into thinking that you need to hire a portfolio ‘expert’ if you want to be …

3 Mistakes Parents Make When Planning for College

  Planning for college is a huge financial decision. There are also many emotional components tied to this endeavor, whether it be the students desire to attend school with your friends, attend their parents’ alma mater, or to be accepted into their dream school (even if this school comes with a significant price tag!). Because of the way many parents …

Don’t Wait Until Adversity Strikes

As many of you may know, I have offered my services pro bono to those who have been recently affected by the COVID-19 pandemic to help provide advice in times of need. Fortunately, most of the folks I have spoken with have options available to meet their needs, though these options are certainly less than ideal. And when I think …

Considerations When Refinancing Your Home

Mortgage rates are dropping and they are at one of their lowest points in recent history. You may be thinking of refinancing your home, and for good reason. But before you begin the search process, reflect on the reasons why you are looking to refinance:       Want a lower monthly payment?       Want to expedite your …

How Much Should I Expect to Pay for College

Let’s face it, with the exception of (maybe) your home, funding college for your child(ren) will be one of the greatest investments you will have made to date. And while changes may soon be around the corner, currently the cost of college continues to rise, far outpacing inflation. One of the most popular questions we receive from parents whose children …

Rethinking Your Career? Yes, You Have Options

These past few months have required all of us to make adjustments to our normal daily routines, no question. But for many of us, these past few months have also created an opportunity for reflection about how we envision our lives and how our jobs integrate with the life we wish to lead. Perhaps this period of self-reflection has led …

All Play & No Work? Explore Alternatives to Traditional Retirement

In our working years, the thought of waking up everyday with complete control of our time, endless relaxation, and minimal responsibilities seems like a dream, a dream commonly referred to as retirement. A time where we are able to do what we want, whenever we want, and with whomever we want. Once we reach this point in our lives, the …